We write liability cover for over 500 different trades through our online portal using per-capita logic. There is also the opportunity to add payments to labour only sub-contractors and bona-fide sub-contractors where payments exceed 25% of turnover.
We can offer Limits of Indemnity of up to £5 million for all trades including contractors using heat producing equipment. We also have the option to place varying amounts of Excess Layer cover.
Large discounts can be applied to claim free risks and those that have been trading for a number of years.
If a risk does not suit per-capita rating, then we can offer a wages & turnover based policy through one of our Lloyds or London market insurers – This extends to higher risk liability trades.